I Need Financial Help

I need financial help! If you feel like shouting this, it’s understandable. With a terrible economy, rising costs for food and housing, and record job layoffs, it’s no surprise. More and more people are finding themselves mired in debt or experiencing financial difficulty. However, before panicking, rest assured there are some financial aid programs that can help you get back on your feet.

The first thing you need to decide is what sort of financial help you need. If you are mired in debt, you will need to seek out some solid debt management advice. Debt, if unchecked can quickly become such that you cannot afford to repay it. If you are suffering from debt problems, you need to look at debt consolidation loan services, or if this proves insufficient, consider declaring bankruptcy.

If you find yourself living near the poverty line with little hope to get out, you should seek out grants. Grants are free money given out on the basis of financial need. There are quite a few grants out there. The catch with grants is that you are going to have to put a lot of work in applying for them. There really is no way around it – grants are often a number game. If you send out one or two grant applications, you likely won’t be getting free money. However, if you spend time looking for grants and sending out as many as possible, you have a good chance at getting the financial help you need.

So, what sort of grants are available. You can go to the government grant website and look to see what current grants the government is offering. There are many different grants offered there. Grants for starting business, grants to buy office supplies, grants for fuel, grants for minorities, grants for single parents, grants for home improvement, etc. It’s well worth your time apply for any government grant that you qualify for.

If you want to go to college (or are in college), there are various financial assistance programs offered by colleges to low income students. Quite often, colleges will give out some financial help in the form of grants. You can find more detail on the college financial aid website.

Now, another source for free grant money are private grants. These are grants that are offered by businesses and private organizations to people in need. The requirements may differ depending on the grant you are applying for and the organization offering it. For some of these grants, you may just need to meet certain income criteria to apply. Other such grants (especially grants offered by websites and businesses) may require you to enter some sort of contest. To get a private grant, you are going to have to look around online and search for them. It’s a good idea to check out every grant offer you spot online and do some comprehensive grant searching on the internet. Remember, you want to apply for every  grant you find.

If you are constantly saying “I need financial help”, you don’t need to feel like there is no hope. There is financial help for you through government sponsored grant programs and private financial aid programs. Look for these to give you the breathing room you need to get your career back on track.

41 Responses to I Need Financial Help

  1. musa isa says:

    Are you a student and you need a loan?do you need a loan to pay your bills?do you need a car or house loan?are you a business man or woman and you need a loan?has banks refused to grant you loan because of your credit score?has private lender refused to grant you loan because of collateral?Good news because i Mr Musa give out loan with the interest rate of 4% so if you need a loan you can contact me via email,musaloanfrm@yahoo.com

  2. Peggy Rubio says:

    I go to bed hungry almost every night. I work at least 40 hours a week. I am 60 years old and have no assets. My health is declining. I have lupus, hypothroidism, migraine headaches, sleep apnea, brain aneurysm and had a blood clot in my lung. I will be on Warfarin for the rest of my life. I must have my blood checked monthly. I have a detailed budget and after rent, health insurance, car payment, auto insurance, etc. I am left with less than $200 per month for food, tolietries and household items. There is no money in my budget for clothing. I am extremely stressed out and find myself unable to remember important things. I have just started a new job and I do not feel like I will keep it very long. I am making stupid mistakes but I am having trouble concentrating.

  3. elaine says:

    I did not know that there is free financial help that grants provide. I was looking for financial help and I came across the information aforementioned. It provided the information I was looking for. I just recently had open heart surgery also I suffered a heart attack. I am unemployed,but seeking work an applying for school. The problem is not having Marta transportation fare, I am also seeking shelter. So this information will be used to apply for assistance. Thank you.

  4. Diana Khashimova says:

    I am 35 years old, suffering fron the problem happend after endoinvestigation from the mouth. After the demages (Tonsile and the root of the tongue) appeared during the procedure, and the pains in the bottom of the head, neck, jaw, face, it became difficult to swallow and breath. With a time it is getting more worse, unstable conditions. For almost 2 years a different substances were comming out of the mouth (pus, wellow pieces, substance like a baby ceril) from the demaged area. Right now i have an uncomfortanbe sharp pain starting in the roof of the mouth, alog the wall of the throat (deep),the roof of the mouth is sinked down (more on the left), musscels of the throat are also sinked, sometimes a pieces of dust are comming out. The position of the jaw has changed, uncomfortable and painful, very hard pieces are scratching along the jaw and ear passways (very deep). I have hepatitis C, in sputum – aspergillus niger, candida, staphilakokk MRSA, calcinates in the deep musscels of the roof of the mouth, throat and trachea area. It pains in the skull (most left side). The whole left side is uncomfortable, like some musscels sinked and pooled down. It makes a strong noise when swallowing, and when breathing trough the nose, it feels like having a kind of blocked passage (a kind of tissue wich does not allow a normal circulation of salvia and liquid secret in the mouth and throat). Pain in the hands (it is directly related to the neck and mouth problem, i feel it exactly like this). All the time a bitter taste is comming out from the demaged(left)side. It scratches, tricks, and make noises when moving a head and neck, it pain sharp in the eyes, more left (like something has stuck there in the corner to the nose). The musscels on the left are hanging and pool down. After eating a strong pain along the left site of the stomach and down, and then air is circulating in the left site starting from the roof of the mouth along the throat, behind the ribs, the air when circulating is making a strong noise, the left part of the body pains terribly. Fibrose of the musscles in the throat.
    Difficult to stay, move and hold body. Pain in the stomach, heart, lung and intestines, more on the left side. Emphysem of the lung.

    I have to be urgently operated and treated abroad (clinics in Israel, USA, Europe most probably Germany), the sum is neede is 200000USD. I don”t want being existing like this. So much success in education (two – chemical technologist, and in economics), speak 5 languages (English, German, Russian, Uzbek, Tatrian/Turkish), play two musical imstruments – piano and violine. Like helping the people and was very happy about it. And now my talants and everything i know doesn”t bring anything useful, and doesn”t allow to be useful. Please make me believing in that i have just last one chance to become healthy and happy whenever. The time is not on my site, unfortunately, but……
    Regards,

    Diana

  5. folorunsho coker says:

    Good day,my name is FOLORUNSHO DARE COKER.I am 21 years from lagos state(western part of Nigeria).I am 6ft 6in of height. I am a 200 level student of (the federal university of technology Owerri,Imo state the eastern part of nigeria) studying computer science and mathematics. I play basketball very well and I play for the university team and also a privately owned basketball team in lagos where I stay,I have won medals of honor and also participated in state competitions across the country. I have a dream of one day playing international basketball for great teams like the MIAMI HEAT and a few. I believe with your help you can help achieve this dream.

    Recently,on my journey traveling from my home back to school on 12 september 2011, we suffered a car accident. When rushed to the hospital(federal medical centre owerri) we found out that my left knee and ankle had broken. I have been on medical care since then,and the doctors say I have to perform a major surgery if not I would not a be able to walk or play basketball again.

    The surgery has been estimated to $3000 usd. And I have been given till the end of november to get the surgery. I so scared because that’s a huge sum of money back in my country,and my parents are not financially stable to raise that amount of money, that’s why am calling on your helP.

    Recently, my parents,family,friends and all the help I can get,have been able to raise up the sum of $1500usd. We have solicited for help from every one we know and have not been sucessfull.

    Am using this medium to call on you all over the world that can read this to come to my help. All I need is the balance of the money $1500usd to be able to get the surgery. after the surgery I and my parents promise to refund the money back to you,
    You can also place a price,or anything you want in return to be paid back for the money even if it requires me work my whole life for you to be able to pay back your money. All I ask is your help,please hellp me helP me raise $1500usd to get my knee and ankle back.
    All I ask of you is just a chance to play basketball again. Please helP me,HELP raise $1500usd,HELP me play basketball again.

    FOLORUNSHO DARE COKER
    HELP RAISE $1500usd FOR MAJOR KNEE AND ANKLE SURGERY
    folorunshocoker@yahoo.com

  6. janie says:

    i live in London. I am looking for a loan 25000-30000 pound loan that i need to help pay for my moms urgent treatment. To be honest i don’t have a perfect credit but i also on debts. I am currently on disability benefits so it has been hard for me to get help from a bank. I made comment that i am and will be able to make monthly payment back and understand that interest will be higher but i was scammed by fake lenders. Until i meet a God fearing woman who work with easylinkloancompany@gmail.com as a manager And i got the fund transferred to my account within 12hours just like that with 3% interest. You can reach them at easylinkloancompany@gmail.com

  7. Linda Kachel says:

    I am in a bad place. I can tell my storie of the guy I was with finacially took me and everything was in my name and he forgot pay for his part. But, it’s not helping me!! I need something to pull me and be a good parent. I I have talked to credit coulsors, bankuptcy lawyers, they can help or they want money….I would like food or gas every week….S If you can direct me into any way that I will not lose my home, cars, My family ..I would listen..

  8. Walter Smith says:

    It has been some trying to get my fiancee here to the US so we can be married and start a new life for her with me. Our problem been not having enough money all at one time to satisfy the requirements;like passport,ticket comfirmation,insurance all expiring before we can move forward,thus,do the process all over again. I am Seeking $1450 to help me our goals. Thank you.

  9. charity says:

    Hello,

    I am a single mother of two wonderful children. I have been unemployed since May 10, 2011. I have a college degree and I am still unable to find work. I am all over Monster, Careerbuilder, yahoo hot jobs, Indeed.com, and craigslist as well. I am a execellent Executive Assistant. My resume is on craigslist as a matter of fact. So if you know of anyone looking for an Administrative Assistant or an Executive Assistant PLEASE send them my way. I have a professional resume.

    My point for writing this letter is that my kids will not be having a christmas this year. I have went throught my saving and we are now living off credit cards. I know there are tons of us out there and I’m not alone. But if anyone would please help and donate anything to my Paypal account, even if it is 50 cents I would be so grateful. It would be even better if you could donate me a job;) lol I am a dedicated hard working mother.

    But I want some kind of Christmas for my kids. I don’t want anything for myself. Just them. This is our first Christmas that I havent been able to provide for them. It is a horrible feeling. And to those who are reading this I hope you never have to endur this.

    But f you have it in your heart to donate, even a dime, I would be so grateful. My Paypal address is CHARITYSANCHEZ1@AOL.COM.

    Thank you guys and have a safe and wonderful holiday.

    If you’d like for me to send you my resume then send me an email and I will get it to you asap!

    Thank you!!

    HAPPY HOLIDAYS

  10. crystal lynn troutman says:

    please i need help getting $4,000 to help payed off bills and christmas coming up

  11. Sharon Gilliam says:

    My husband left me after I became disabled. I wanted to keep my home so I took on the responsibility of paying all the bills. Well, my disability check do not go very far with two (2) mortgages, phone, utilities, car insurance, etc. I need help to pay-off my 2nd mortgage, medical bills and most of all remodel my bathroom so it is handicapped accessible. I have a big garden tub and I afraid that I will fall. I found several contractors that can replace the tub and put in a walk-in tub with shower. In order for me to have peace of mind and not stressed out all the time, I need financial help now.

  12. Susan Neice says:

    I am desperatley looking for discount dentist. I have two and a half teeth left. I’m so embarressed to even open my mouth. My mom said she would pay for dentures but nothing else. I have 17 extractions to be done and I’ve been researching that mini implants are best. (cheaper then regular implants). I see so many people with dentures that have to take them out to eat. I miss eating nuts, and even biting into a sandwhich. I’m trying to save up some money but I’m on SSI only and give my mom 3/4 of my check. (I live with her) Is there amy help for me anywhere. I’m even going to miss my neice’s wedding in sept. cuz I won’t go with this mouth. HELP

  13. Elizabeth A. Field says:

    I will be seventy in March. I have four slipped discs in my back and am walking on bone on bone in my knees. I have $28.00 to my name and still have bills to pay this month. My only source od income is $1164.00 in Social Security. I had to retire in March because of my back. I would like to work and have been looking for work, but I’m not a good candidate foe most jobs. I had a 401A but after the government took 40% in taxes I only had enough money left to pay off some bills and put a much needed roof on my mobile home. Is there someone who can help me until I can find a job that I can do. I was a public safety dispatcher for thirty-three years and before that did clerical work.

  14. Elizabeth A. Field says:

    I typed one above, but I don’t know what you want in a comment

  15. Shanaka Setunga says:

    Dear Sir/ Madam,
    I am a 38 year old married and I lost my job 5 months back and now in a desperate situation and would like to get some support from kind hearted people who would like to invest on a business or something like that I would be grateful and would like to return the amount he/ she would invest in same

  16. RWABWOGO SOUL says:

    I REALLY NEED HELP.

  17. Lorraine Burke says:

    I am a victim of Hurricane Sandy and need help desperately!!!!! We have been denied by FEMA and SBA. It has been 5 months since the storm and we still cannot go back into our home. I do not know where to turn anymore. I can give you all the information that you need . Please we need help. Apparently our government could care less if we go homeless, it seems they are more concerned about taking care of other countries needs before ours. Call me at 347-306-7052 we need to get back into our home. Im a 48 yr old disabled woman and my mom is 72 and we are homeless. We need help. PLEASE
    Thank you,
    Lorraine

  18. Jessica Bjorkman says:

    I am a single mother and I am staying in a transitional living program. I have one more month here and I don’t know where I am going to live after this. I have a lot of debt but I really am just concerned with where I am going to live then I will be able to deal with the debt. I work full time but its at a fast food restaurant and its just not enough to live on. I pay 185 a week for daycare. I don’t have a car and they daycare is right down the street from where I live. I am really trying to get my life on track but its difficult right now.

  19. Owusu Kwasi Meshach says:

    I need loan to begin a business which I hope will certainly help improve my live and that of others. I have completed university education, and I want to be on my own. Where to source for a fund for the business is a problem. please assist me in any way possible.

  20. Deidre Harris says:

    I am trying to send my daughter to school and pay bills and get food.

  21. ramya says:

    i meed money

  22. Karen Taylor says:

    I need financial help fast please. I am a single mom that the company I worked for had shut down leaving me with no income. I need information on what type of grants are available to me so I can get money to help with living expense. I am way behind in my rent, electric, water and the churches do not have any funds in my area to help. After my divorce I started back to college one year into it I was diagnosed with cancer that I have been battling and now I am in remission but my financial aid money has run out for me to finish my coarse.

  23. CINDY says:

    I AM A MOTHER OF 2 KIDS. I AM IN REALLY NEED OF SOME HELP. I HAVE JUST GOT MY ELECTRIC BILL THAT I REALIZE IT WAS HIGH. NOW THEY ARE TELLING ME TO PAY IT OR ELSE IT WILL BE SHUT OFF IT IS $400.00 BUT I DON’T HAVE THE MONEY BECAUSE I HAVE TO PAY MY RENT. IT IS SO VERY HARD. I AM TRYING TO FIND A JOB THAT WILL PAY ME UNDER THE TABLE BUT IT IS VERY HARD BECAUSE I AM PREGNANT. PLEASE SOMEONE HELP ME AND MY KIDS. WE WOULD REALLY APPRECIATE IT SO VERY MUCH.
    BEST REGARDS AND MAY GOD BLESS
    CINDY

  24. kelvin says:

    Loans that change lives

    Hello dear sir/madam
    Do you need Funding?
    Do you need Business or Personal Loan?
    Do you wish to refinance your company?
    Do you need loan to pay your Bills?
    Do you need a loan to buy cars?
    I give out loan to any individual and company at 4% interest rate yearly.

    For more information and urgent response to your mail,
    Contact Email :kbrown658@yahoo.com
    Regards
    General consultants Kelvin Brown

  25. Suhail says:

    I am Suhail. I live in Pakistan. Presently, I am in financial crisis. I need money to feed my family. I am jobless for 2 years. I am 59 presently. For God sake help me. God bless you.

  26. mark smith says:

    hello are you need of Financial help for a new yera get your for 2014 :markamithloanhelp@hotmail.com

  27. yawa s says:

    I need help paying my rent… my husband got laid off and we dont have the
    money to pay it so we were wondering if there was anyway we could get
    help. we have three kids and we dont want to lose our home…please
    help…thanks

  28. Mubarak Ali says:

    I need a urgent finacial help to settle my all liabilities.If somebody solve my needs (eighter with profit or interest)i am ready refund as soon as possible.Thank you.

  29. Pizz help me befor i lose everything

  30. richard robinson says:

    Hi I am looking for a grant to get me a van for a whellchare and to pay off some of these high bills and all so to tack care of my wife and stepson I am on a low income ssi.and that does not go fare .

  31. EMMANUEL ADEJORO says:

    I need a financial help (5million naira)to pay for my house rent,Electricity bills and to start a business of own.Can any one help me please? If anyone intrested to help me out I will be forever grateful.Call me on +2348171921339

  32. sona says:

    i am a women need a financial support

  33. Beverly Miles says:

    MY NAME IS BEVERLY MILES I ,M IN NEED OF MONEY I HAVE A G.GRANDSON WHO I TAKING CARE OF I GET NO CHILD SUPORT FROM NEIHER ONE OF THE PARENTS MY CAR MESS UP I HAVE TO TRY TO MAKE IN WITH THE LITTLE I HAVE HE NEED COTHLES HE GETING TALL I NOT WORRIE A MY SELF I JUST NEED A USE CAR TO HELP ME GET HIM BACK AND FOUR TO SCHOOL HE A VERY GOOD CHILD I TRY TO MOVE IN A ALL BILL PLACE THE LIGHT BILL KEEP ME WITH OUT MONEY IF SOME ONE COULD US I VERY GREATFUL THANKS

  34. Mintu says:

    I am now doing a small job, per month salary only 105 us dollars. My family members 5 person there are my mother 93 years old,my mother in law , my wife ,me & my only one 1 years 6 months daughter.
    My mother & mother in law are sick. I draw salary per month 105 us dollars, it is not enough for my families because I can not buy medicine for my mother & mother in law. I can not buy milk for my daughter. So I wanted help to you. Please help me & my family. Really I am very man. So please help me some money.

  35. natasha culton says:

    Please I need help bad im struggling with 4 kids no car no job no money no apartment no nothing I just need help with at least 400 or 500 dollars to start with

  36. ashish kumar banik says:

    sir i am ashish kumar banik i am from bangladesh. i am writing this mail to get some financial support.please help me.

  37. Curtis Bowen says:

    I am retired and on a limited income I will soon have a part time job, however until I do get a job I will need some funding to make ends meet.

  38. marc says:

    hi my name is marc I have been out of work I have no money no home no job my car has been impounded and I need someone to help me get it out all my belonging are in the car and I want it back need to get my licsense back can someone out their help me please no( bull shit) I really need help thanks marc

  39. I am probably on leave without pay from the postal service if not received any pay for the last. The only income I have is my wife’s which is only 1600 dollars a month. I have a family of 7 in my house road are not receiving any state benefits at this time because of the name in eligibility hello

  40. I am probably on leave without pay from the postal service if not received any pay for the last 2 months. The only income I have is my wife’s which is only 1600 dollars a month. I have a family of 7 in my household. We are not receiving any state benefits at all. We were ineligible. Please help

  41. tammy mclemore says:

    my grandma is gonna kicked out of nursing home if i dont come up with money fast

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